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Neither the Web site nor any element thereof, including without limitation, text, graphics, images, or other materials, may be copied, re-purposed, uploaded, posted, transmitted, or redistributed, except that you may download one copy of such materials to your individual computer for your personal, non-commercial use only (which also excludes any use by any governmental, educational, charitable, or other institutional use that is not strictly a personal use by you), provided that all copyright and other proprietary notices appearing on such materials must be preserved without alteration, modification, or obfuscation.

You may not modify or prepare derivative works based upon the Web site, or any element thereof, and you may not redistribute, sell, de-compile, reverse engineer, disassemble, or otherwise attempt to access the source code to any software downloaded from the Web site, nor any portion of the Web site. The Web site and all elements thereof are provided on an "as is" basis without warranty of any kind, express or implied. Richard Gallatin disclaims all warranties, express or implied, including without limitation, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Richard Gallatin does not warrant that the Web site will operate or perform in a manner that is uninterrupted or error-free, or that the Web site or host server will be maintained free of viruses or other harmful code. Richard Gallatin makes no warranties that the information presented on this Web site is current, up-to-date, or accurate. Some states or jurisdictions do not allow limitations on implied warranties, so the above limitations may not apply to you.

The foregoing shall be enforceable to the maximum extent permitted by applicable law. Under no circumstances and regardless of legal theory, whether in tort, contract or otherwise, will Richard Gallatin be liable to you or any other party for an indirect, special, incidental, reliance, or consequential damages, however caused, and regardless of character, including without limitation, any damages relating to lost data, computer failure or malfunctioning, or otherwise. Some states and jurisdictions do not allow the limitation of liability for consequential or indirect damages, so the forgoing limitation may not apply to you. The foregoing shall be enforceable to the maximum extent permitted by applicable law. You agree to this allocation of risk in relation to your use of this Web site.